Education Loan EMI Calculator
Estimate your education loan EMI, total interest and repayment amount before planning your studies.
Enter Education Loan Details
₹10,00,000
9%
10 Years
Your Loan Summary
Estimated Monthly EMI
₹12,668
Loan Principal₹10,00,000
Total Interest₹5,20,160
Total Payment₹15,20,160
Repayment Duration120 Months
Principal AmountInterest Amount
EMI Formula: EMI = P × R × (1+R)N / ((1+R)N − 1). P = principal, R = monthly interest rate and N = total monthly installments.
Important: This calculator assumes repayment starts immediately and does not account for a study-period moratorium, pre-EMI interest, fees or lender-specific terms. Actual education loan repayment may differ.