Last Updated: 31 October 2026
Welcome to FD₹eturn.
These Terms and Conditions govern your access to and use of the FD₹eturn website: https://fdreturn.trackpe.in/
FD₹eturn is a financial information and educational platform operating under the parent brand Seva Orbit.
By accessing or using this website, you agree to follow these Terms and Conditions. If you do not agree with any part of these terms, please discontinue using our website.
1. About FD₹eturn
FD₹eturn provides financial information, market updates, educational content and online financial calculators for Indian readers.
Our website may cover:
- Indian Stock Market Updates
- NIFTY 50, SENSEX and BANK NIFTY
- IPO News and Updates
- Gold, Silver and Platinum Rates
- Fixed Deposit (FD) and Recurring Deposit (RD)
- Banking and Financial Updates
- SIP and Mutual Fund Information
- Personal Finance and Investment Education
- Loan EMI and Financial Calculators
- Business and Economy News
FD₹eturn operates under the Seva Orbit parent brand.
Parent Website: https://sevaorbit.trackpe.in/
2. Acceptance of Terms
By visiting, browsing or using FD₹eturn, you confirm that:
- You have read and understood these Terms and Conditions.
- You agree to comply with these terms.
- You will use the website only for lawful purposes.
- You will not misuse or disrupt the website or its services.
3. Informational and Educational Purpose Only
All information published on FD₹eturn is provided for general informational and educational purposes.
Our content may include financial news, market updates, investment concepts, banking information, interest rates and financial calculations.
Nothing on this website should be interpreted as:
- Personalised financial advice.
- Investment recommendations.
- A guarantee of investment returns.
- A recommendation to buy, sell or hold any security.
- Legal, tax or professional financial advice.
Readers should independently verify information and consult qualified professionals before making financial decisions.
4. Stock Market and Investment Risk
Stock market investments, mutual funds and other financial products are subject to market risks.
Prices, market data, company information and financial conditions may change without notice.
FD₹eturn does not guarantee the accuracy, completeness or future performance of any investment-related information.
Users are responsible for their own investment decisions and associated risks.
5. Market Data and Financial Information
FD₹eturn may display stock prices, market indices, gold and silver rates, currency information, IPO details, bank interest rates and other financial information.
Such information may be obtained from publicly available sources and third-party data providers.
We do not guarantee that all displayed information is real-time, uninterrupted or error-free.
Users should verify important information through official sources, including banks, stock exchanges, government websites and relevant financial institutions.
6. Financial Calculators
FD₹eturn may provide free online financial calculators, including:
- Personal Loan EMI Calculator
- Home Loan EMI Calculator
- Business Loan EMI Calculator
- Car Loan EMI Calculator
- Bike Loan EMI Calculator
- Education Loan EMI Calculator
- Gold Loan Calculator
- SIP Calculator
- SWP Calculator
- FD Calculator
- RD Calculator
- Compound Interest Calculator
Calculator results are estimates based on the values and assumptions entered by users.
Actual results may vary depending on interest rates, lender policies, compounding methods, fees, taxes, repayment conditions and other factors.
FD₹eturn is not responsible for financial decisions made solely on the basis of calculator results.
7. Accuracy of Information
We make reasonable efforts to publish useful, relevant and updated information.
However, we do not warrant that all website content will always be accurate, complete, current or free from errors.
Information may be changed, corrected, updated or removed without prior notice.
Users should verify critical details through official sources before relying on them.
8. Intellectual Property Rights
Unless otherwise stated, website content, original text, design elements, logos, graphics and other materials created for FD₹eturn are protected by applicable intellectual property laws.
You may:
- Read and access content for personal use.
- Share links to our publicly available articles.
- Refer to our content with appropriate attribution.
You may not:
- Copy or republish complete articles without permission.
- Sell or commercially redistribute our original content without authorisation.
- Copy our branding, logo or website design in a misleading manner.
- Use website materials for unlawful purposes.
Third-party trademarks, logos and content remain the property of their respective owners.
9. User Responsibilities
When using FD₹eturn, you agree not to:
- Submit false, misleading or unlawful information.
- Attempt to damage or disrupt website operations.
- Upload malicious files, viruses or harmful code.
- Attempt unauthorised access to website systems.
- Use automated tools to scrape or misuse website content.
- Violate the rights of other users or third parties.
We reserve the right to restrict access where misuse is identified.
10. Third-Party Links
Our website may contain links to external websites, including:
- Banks and financial institutions.
- Government websites.
- Stock exchanges.
- IPO information providers.
- Financial news websites.
- Other educational and informational platforms.
These external websites are not controlled by FD₹eturn.
We are not responsible for their content, availability, privacy policies, security or services.
Visiting third-party websites is at your own discretion.
11. Advertising and Affiliate Links
FD₹eturn may display advertisements or participate in affiliate programmes in the future.
We may receive compensation when users interact with certain advertisements or qualifying affiliate links, where applicable.
Advertising and affiliate relationships do not guarantee the quality or suitability of third-party products and services.
Users should independently review the terms and conditions of third-party providers before purchasing or using their services.
12. Limitation of Liability
To the extent permitted by applicable law, FD₹eturn and its parent brand Seva Orbit shall not be liable for losses or damages arising from:
- Reliance on information published on the website.
- Investment or trading decisions.
- Errors or delays in third-party market data.
- Calculator estimates or assumptions.
- Temporary website interruptions.
- External website content or services.
- Unauthorised access or technical issues beyond our reasonable control.
Nothing in these terms excludes liability that cannot legally be excluded under applicable law.
13. Privacy Policy
Your use of FD₹eturn is also governed by our Privacy Policy, which explains how we collect, use and protect information.
Please read our Privacy Policy
14. Changes to These Terms
We may update or modify these Terms and Conditions from time to time.
Changes will be published on this page with a revised update date.
Your continued use of the website after changes are published will be subject to the updated terms, to the extent permitted by applicable law.
15. Suspension or Termination of Access
We reserve the right to restrict, suspend or terminate access to the website if we reasonably believe a user has violated these terms, misused the website or engaged in unlawful activities.
16. Governing Law and Jurisdiction
These Terms and Conditions shall be governed by the laws of India.
Subject to applicable law, disputes relating to the use of this website shall be subject to the jurisdiction of the competent courts in India.
17. Contact Information
If you have any questions or concerns regarding these Terms and Conditions, please contact us:
Website: https://fdreturn.trackpe.in/
Platform: FD₹eturn
Parent Brand: Seva Orbit
Email: support@trackpe.in
We welcome your feedback and suggestions.
FD₹eturn – Understand Finance. Make Informed Decisions.
A Financial Information Platform by Seva Orbit.